The PPO medical coverage option provides the highest level of coverage and offers the most flexibility. Employees enrolled in the PPO may seek care from both network and out-of-network providers.
One of three available Medical Plan options, the preferred provider organization (PPO) option provides the highest level of coverage and offers the most flexibility. The PPO is the only medical option available through the Board of Pensions that includes out-of-network benefits, offering employees the freedom to seek care from both network and out-of-network providers.
As part of our commitment to wholeness and mutual care, the Medical Plan is designed to promote shared responsibility for healthcare costs. PPO deductibles are based on salaries so those with the greatest resources may help those with the least.
Here are key details about PPO coverage:
Read more details about costs to PPO participants.
The PPO includes unique features — available with all Medical Plan options — that provide exceptional value and promote well-being and wholeness.
All three medical options also include care navigation, provided in partnership with Quantum Health. Care navigation guides members and their covered family members to high-quality care and helps them make the most of their medical benefits. It enhances the value of medical benefits through the Board of Pensions — at no additional cost to the member or employer.
You may choose to offer the PPO to employees who are regularly scheduled to work at least 20 hours a week. There is no work-hour requirement for ministers in self-employed validated service to participate in this coverage option. PPO medical coverage for family is included in the Pastor's Participation benefits package.
Employees enrolled in the Medical Plan have access to Call to Health, the Board's online well-being program. Participants in this program complete challenges to improve wholeness in four key areas — spiritual, health, financial, and vocational — and earn points toward reduced deductibles for the following year.
Benefits Plan members have access to online and in-person learning opportunities through Board University. These offerings promote wholeness in all areas: spiritual, vocational, health, and financial.
The Assistance Program provides financial assistance to employees and their families in need. The program offers many types of grants — all need based — in amounts ranging from a few hundred to many thousands of dollars.