Benefits packages and dues incentive programs
The Board of Pensions offers benefits packages and dues incentive programs to support churches and ministries. Eligibility for ministers to receive these benefits varies by program. Churches and affiliate organizations may also offer individual benefits to ministers and employees who meet eligibility requirements.
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Pastor's Participation
This benefits package will sunset Jan. 1, 2025. Learn more about the dues packages available through the 2025 Benefits Plan.
Pastor's Participation is a comprehensive benefits package designed to meet the needs of ministers and their families.
- Installed pastors must be enrolled in Pastor's Participation.
- Ministers who are not in an installed position and are regularly scheduled to work at least 20 hours per week may be offered Pastor's Participation.
- Coverage includes PPO family medical, Defined Benefit Pension Plan, Retirement Savings Plan of the Presbyterian Church (U.S.A.), Temporary Disability Plan, and Death and Disability Plan.
- Employer cost is 39% of effective salary.
Minister's Choice
This benefits package will sunset Jan. 1, 2025. Learn more about the dues packages available through the 2025 Benefits Plan.
Minister's Choice is a benefits package that provides important financial protection for ministers.
- Coverage includes the Defined Benefit Pension Plan, Death and Disability Plan, Temporary Disability Plan, and Employee Assistance Plan.
- Minister's Choice also provides access to assistance and education programs available through Pastor's Participation.
- Employer cost is 10% of effective salary.
Benefits Grants for Organizing Pastors and Evangelists
Benefits Grants for Organizing Pastors and Evangelists support the evangelism efforts of presbyteries planting churches and cultivating new ministries.
- These grants provide benefits support for up to five years as these organizing pastors and evangelists work to spread the gospel and develop new congregations.
- The minister must be employed by the presbytery in church job code 301 for no less than 20 hours per week and meet additional criteria.
- The cost to the presbytery for this coverage is free for the first three years, with a reduction through years four and five.
Shared Ministry Program
The Shared Ministry Program encourages PC(USA) congregations, through dues subsidies, to covenant to create sustainable pastoral positions.
- This program offers benefits support when two or more congregations partner to provide employment to one or more ministers.
- It is designed and supported through the importance of covenant agreements with all parties, including the presbytery, minister(s), partnered congregations, and the Board.
- Congregations receive a dues subsidy of the cost of pastoral benefits for five years.
- Ministers are enrolled in the Congregational Pastors Package, the Covenant Package, or Transitional Pastor's Participation, depending on position, benefits needs, and eligibility criteria.