Death, Disability & Life Plans
These plans give members and their families peace of mind that they’ll be protected at times when they may be most vulnerable. Understanding the importance of caring for members at these critical times, we offer a range of death and disability benefits.
Death and Disability Plan
This comprehensive plan offers income protection and financial security through death and disability benefits.
Term Life and Accidental Death and Dismemberment Plan
Provide employees not offered coverage through the Death and Disability Plan with term life coverage for less than they may be able to get on their own. Accidental death and dismemberment (AD&D) boosts the value of term life coverage with added benefits if death or injuries result from a covered accident. This low-cost coverage is not age-rated, and no evidence of insurability is required.
Temporary Disability Plan
This plan provides partial income to employees if they become unable to perform regular work duties because of a short-term physical or mental illness or injury.
Long-Term Disability Plan
This plan provides important financial protection if an employee is unable to work due to a covered disability that extends beyond 90 days.
Supplemental Death Benefits
This coverage is available to members with Death and Disability Plan or Term Life and Accidental Death and Dismemberment Plan coverage. It provides benefits in addition to the death benefits provided under those plans.