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Planned gifts

A planned gift is deferred — that is, your gift is distributed only after an event or period of time has passed.

“The Lord has always taken good care of us and calls us to take care of others.”

Planned giving pays it forward but can also benefit you in the here and now. Gifts through your estate, gifts that pay you income, and other types of planned gifts support the Assistance Program of the Board of Pensions while delivering financial and tax benefits to you and your family.

You don't need to have great wealth to make a planned gift. Even a small asset can be transformed into a gift that strengthens the mission and ministry of the Presbyterian Church (U.S.A.) by providing significant and ongoing support to its ministers and staff.

Planned gifts take many forms:

  • Will — Include a bequest to the Assistance Program in your will.
  • Retirement account — Designate the Assistance Program as one of the beneficiaries of your retirement savings account (such as your IRA, 403(b)(9), 401(k), or other tax-deferred plan).
  • Life insurance policy — Designate the Assistance Program as a beneficiary of your life insurance policy.
  • Gifts of real estate — There are various ways to structure a gift of real estate, each with its own advantages. For example, some gifts may be set up to provide an income stream. Real estate gifts can be made in the form of undeveloped property, a personal residence or farm, rental property, or commercial property. The owner of the property may be entitled to an income tax deduction based on the appraised value of the property.
  • Life income gift — There are two ways to make a life income gift; through either of these, you can provide for yourself, your loved ones, and the Assistance Program:
    • Charitable gift annuity — Through this option, you transfer your cash or appreciated property to the Assistance Program in exchange for our promise to pay you fixed payments (with rates based on your age) for the rest of your life.
    • Charitable remainder trust — With a charitable remainder trust, you transfer your cash or appreciated property to fund the trust. The trust sells your property tax free and provides you with fixed income for life or a term of years.

Make your planned gift

For information about the tax and other advantages of planned gifts, visit or speak with the Presbyterian Foundation, a PC(USA) agency with which we partner.

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