Minister Debt Relief

Minister Debt Relief helps ministers pay down debt — and achieve greater financial well-being — through financial planning and a grant of up to $10,000. Starting January 1, 2022, this three-year pilot program will provide up to 150 grants per year.

Supporting ministers' financial well-being

For Presbyterian Church (U.S.A.) ministers, personal matters, such as financial planning, often take a back seat to serving their congregations. As a result, many ministers struggle with financial debt. With these concerns weighing on them, they cannot bring their best gifts to ministry.

The more financially responsible we are, the greater our well-being. To help alleviate financial burden and support the wholeness of PC(USA) ministers, the Board of Pensions has introduced Minister Debt Relief, a new assistance program that addresses minister debt for enrollees in Pastor's Participation or Minister's Choice.


Grants are up to $10,000. 

Note: A minister cannot receive more than $25,000 in combined awards from Healthy Pastors, Healthy Congregations; Minister Educational Debt Assistance; and Minister Debt Relief.


To qualify, you must

  • be enrolled in Pastor's Participation or Minister's Choice*;
  • have an effective salary of no more than the median effective salary ($62,100 for 2022); 
  • have a total household adjusted gross income of less than twice the median effective salary for ministers ($124,200 in 2022);
  • have net assets below $125,000 (excluding primary residence and car);
  • have completed Personal Financial Planning and Terms of Call online education modules, available through Board University via Benefits Connect.

Participants will then be connected with Ernst & Young Employee Financial Services for individual debt-specific financial planning, at no cost to the participant.

*Ministers currently enrolled in Minister Educational Debt Assistance are eligible for this program. Previous Healthy Pastors, Healthy Congregations grant recipients are not eligible for this program at this time.

How to apply

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Need help?

​Call the Board of Pensions at 800-773-7752 (800-PRESPLAN).