How much you’ll pay for covered eyewear

Members enrolled in the Vision Eyewear Plan can save hundreds of dollars on out-of-pocket costs for glasses and contacts by using VSP network providers.

There is a monthly cost for the Vision Eyewear Plan. Your employer may, but is not required to, contribute to this cost. You also share in the cost of covered eyewear.

This chart provides an overview of your costs when using VSP network providers.

Services/materials from a VSP network provider
Annual benefit Copay
Annual prescription eyeglasses ($150 allowance for frames)$25
Lenses, including scratch-resistant coating and standard progressives
Average savings of 30% on other lens enhancements (see VSP plan lens enhancements below)
Contact lens exam and fitting
Contact lenses ($175 allowance)$0

Additional savings

If you choose a featured brand frame, you’ll get an extra $50* to spend, for a total allowance of $200. Log in to the VSP website for details.

20% savings* on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your last well-vision exam by a VSP provider.

*Does not apply to Costco, Sam’s Club, or Walmart.


VSP plan lens enhancements

When you purchase glasses from a network provider, many popular lens enhancements, such as impact-resistant lenses, progressive lenses, tinted lenses, and UV protection, are covered after you pay a copay in addition to the base lens cost. Your cost for lens enhancements represents an average of 30 percent savings.

For details and specific copay amounts that apply for covered lens enhancements, log on to and select BENEFITS, then MY BENEFITS.


Here’s an example of what your out-of-pocket costs may be when using a VSP network provider. Assume you choose a $200 featured brand frame with single vision lenses, including UV protection. In this example, you could expect to pay no more than $41 for your glasses:

  • $25 copay for annual prescription eyeglasses ($150 annual allowance for frames plus additional $50 for featured brand for total allowance of $200)
  • $0 for single vision lenses  
  • $16 for UV protection lens enhancement (your cost should not exceed this amount)

This example is for illustration only; your actual costs may be different. Premium lens enhancement prices may vary. Prices are valid only through VSP network providers and are subject to change without notice. Log on to for details.

If you use an out-of-network provider, you pay the entire cost for glasses and contacts, and then submit a claim for reimbursement.