Enrolling for medical benefits

If your employer offers medical coverage and you are eligible to enroll, you may elect it within 30 days of starting employment or, if later, within 30 days of completing an initial benefits eligibility date set by your employer. You may also choose to waive this coverage.

You may elect medical coverage from among the options selected by your employer in one of four levels:

• Member-only
• Member + Spouse
• Member + Child(ren)
• Member + Family

Your employer may pay the entire cost or contribute a portion of the cost of medical coverage.

You may also enroll or change benefits elections during Annual Enrollment, in the fall. Mid-year changes typically are not allowed unless you have a qualifying life event, such as a marriage or birth of a child. Changes must be made within 60 days of the qualifying life event.

Enrolling dependents

When enrolling a family member, you must provide required documentation, for example, a marriage license, birth certificate, or adoption decree, along with the family member’s birth date and Social Security number.

Your children younger than 26 may be enrolled for coverage regardless of whether they are financially dependent on you, are a full-time student, are married, or live with you. Dependent, totally disabled children who are covered under the plan before they reach age 26 also are eligible.

ID cards

When you enroll in the PPO, EPO, or HDHP, you will receive two different ID cards:

• a medical ID card from Highmark Blue Cross Blue Shield, with contact information for Quantum Health
• a prescription drug ID card from Express Scripts, also with Quantum Health’s contact information

You can order additional medical ID cards by calling Quantum Health at the number on the back of the card. You can also print your medical ID card from the MyQHealth website or display a virtual ID card on your smartphone using the Quantum Health mobile app.

Print an ID card

1. Log on to the MyQHealth website.
2. From the home page, click View ID Card.
   
3. Click Print.

View a virtual ID card

1. Log in to the Quantum Health mobile app.
2. From the home page, tap ID Card.
3. An image of your medical ID card will appear.