Disability benefits

Disability benefits coverage

Disability benefits provide a monthly income and continued benefits if you are sick or injured and unable to work. Generally, the monthly disability benefit is equal to 60 percent of effective salary (up to the $110,000 maximum) or the applicable median, whichever is more.

Supplemental disability benefits coverage

Supplemental disability benefits can provide extra monthly income if your salary is more than the amount protected by standard disability benefits through the Death and Disability Plan. Generally, supplemental disability benefits can replace 60 percent of effective salary in excess of the amount protected under disability benefits coverage (up to the IRS annual compensation limit).