Selecting 2027 benefits: Guidance for PC(USA)-affiliated employers
We are honored to provide mission-driven benefits that support your employees’ holistic well-being. As you prepare to make benefits selections for 2027, we are here to help ensure your benefits offerings best meet your needs.
If you are a PC(USA) congregation or employer, read about 2027 benefits and features for your organization.
Benefits that support holistic well-being | What’s new for 2027 | 2027 Benefits Decisions | How may we serve you?
Benefits that support holistic well-being
When you offer benefits through us, you can choose from a variety of plans that support holistic well-being in four key areas: spiritual, health, financial, and vocational. Learn more about our mission-driven benefits.
What’s new for 2027
Additional Medical Plan options
The Medical Plan will expand from three to six medical options for 2027 to better meet the diverse needs of employers. Each option includes access to the Blue Cross Blue Shield (BlueCard PPO) national provider network* and high-value features that support holistic well‑being.
The benefits provided under the existing options remain the same for 2027. The new options offer similar features to the existing options with different out-of-pocket costs.
| 2027 Medical Options | ||
|---|---|---|
| Existing option | New option | |
| Preferred provider organization (PPO) | PPO Premier | PPO Select |
| Exclusive provider organization (EPO) | EPO Premier | EPO Select |
| High deductible health plan (HDHP) | HDHP Premier | HDHP Select |
Use the Medical Plan Comparison Tool to compare up to three medical options for 2027.
*All PPO, EPO, and HDHP medical options use the BlueCard PPO program, allowing members to access participating Blue Cross Blue Shield doctors, hospitals, and other providers across the country.
Transitional Pastor’s ParticipationMinisters and eligible family members enrolled in Transitional Pastor’s Participation will continue to be offered medical coverage in the existing PPO option, called PPO Premier for 2027.
View 2027 dues for Transitional Pastor’s Participation. |
Vision Plan rates
Monthly rates for the Vision Plan for 2027 have increased:
- Member-only: $6.67
- Member + Spouse: $13.17
- Member + Child(ren): $14.01
- Member + Family: $22.48
When you choose to offer the Vision Plan to your employees, you may choose to contribute toward all, some, or none of the cost of the coverage.
New Long-Term Disability Plan option
Effective Jan. 1, 2027, when you offer the Long-Term Disability Plan, you may choose whether you or your employee pays the full cost of the coverage. Previously, this benefit could only be offered on an employer-paid basis.
If you pay the cost, long-term disability benefits are taxable when paid to the employee. If the employee pays for the coverage, the long-term disability benefits are tax-free when paid to the employee.
2027 Benefits DecisionsEmployer AgreementsYour 2027 Employer Agreement is available in Benefits Connect Friday, Sept. 4 through Friday, Oct. 2, 2026. Learn more about submitting your Employer Agreement. Annual Enrollment for employeesThe benefits you select when completing your 2027 Employer Agreement determine the options and costs employees will see in Benefits Connect during Annual Enrollment, from Oct. 19 through Nov. 6, 2026. Ensure that your benefits selections for 2027 are finalized by Oct. 2, 2026, so your employees have a seamless experience when they elect benefits. |
How may we serve you?
Employer Services representatives can answer questions about 2027 benefits and offer support on submitting an Employer Agreement through Benefits Connect. They are available to serve you at 800-PRESPLAN (800-773-7752) (TTY: 711).