Your Annual Enrollment for 2025 benefits is available in Benefits Connect
Monday, Oct. 21, through Friday, Nov. 8. This is your chance to make changes or elect benefits for the following year. Follow these steps to make sure you will have the coverage you want effective Jan. 1, 2025.
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Know your options: Log in to Benefits Connect to see your coverage choices and associated costs for next year. You may have new or different options, so be sure to review what’s available to you, even if you plan to keep the coverage you have now.
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Get the details: Visit
pensions.org/members to learn about your choices so you can make informed decisions. You’ll find detailed information about benefits through the Board of Pensions.
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Understand your costs: When making your elections, consider both the monthly cost of coverage and how much you may pay out of pocket when you use your benefits. For example, if more than one medical option is available to you, think about how much you may pay in deductibles, coinsurance, and copays under each one.
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Add family members: Will you cover the same family members next year that you do now? If you will be adding family members for coverage, you will need to provide documentation (i.e., a marriage license and/or birth certificate), birth dates, and Social Security numbers.
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Consider any tax advantages: If you are eligible to enroll in tax-advantaged flexible spending accounts (FSAs) and/or a health savings account (HSA), you may be able to reduce your taxes and offset some of your out-of-pocket expenses by contributing to one of these accounts.
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Review your beneficiaries: Review your beneficiary designations to make sure they are up to date, and, if needed, make changes during the Annual Enrollment period. Beneficiary changes will be effective once submitted.
Unless you have a qualifying life event during the year (such as getting married or adopting a child), the Annual Enrollment period is your only chance to make changes or elect benefits for the following year.
